Tag Archives: master’s degree

College Education Costs

Financial Facts

March 16, 2016

college edu


Approximate Undergraduate Costs (2015-2016) to Attend a Four-Year College:

Annual Cost

Public School:

Resident Student *
Commuter Student **


$ 9,410

Private School:

Resident Student *
Commuter Student **



* Includes tuition, fees, room and board; in-state residency is assumed for public schools.
** Includes tuition and fees only.

Source: The College Board Trends in College Pricing 2015

Note: While these are the average published tuition, fee and room and board charges, many students actually pay less due to grant aid and federal tax benefits.

Do You Know… the value of an investment in higher education?

According to the College Board’s Education Pays 2013, full-time workers ages 25 and older with a bachelor’s degree earned a median income in 2011 of $56,500, almost 60% more than the $35,400 earned by a full-time worker with only a high school diploma. Those with master’s degrees earned a median income of $70,000, which rose to $102,200 for those with a professional degree.

As further proof of the value of an investment in higher education, Education Pays 2013 reports that “during a 40-year full-time working life, the median earnings of bachelor’s degree recipients without an advanced degree are 65% higher than the median earnings of high school graduates.” That percentage increases to 96% for a master’s degree recipient and 292% more for those with professional degrees.

from the Masters…


I will do today what others will not, so that I will have tomorrow what others have not.

This is the statement I say every single morning. It’s what keeps me going. I know that because you are reading this special report that you are willing to do today what others will not, so that you will have tomorrow what others have not.

My goal is the same as it’s always been, and that is to cure the disease of “low incomitis,” also known as having too much month left at the end of the money. I know, I lived that life years and years ago and never ever want to again. I heard it said,

If it’s going to be it’s up to me.

I took that to heart and started on a new path out and away from the 97% of the people who want to be average and joined the 3% who want the lifestyle and who are willing to work for it. I certainly walked away from the critics, in fact, I ran away from them. I can bless and release critical people with ease. I do not want them in my life. Period. I just go to the bank and keep working!

There are a lot of people in business who are wanting and willing to do more with their lives, but are looking for direction and methods of just how to go about doing it. That’s why so often I hear questions like,

“Where do I start?”
“What do I do first?” or
“What do I need to do to be a success?”

Successful people don’t do any extraordinary things; they just do a lot of ordinary things well over and over again and again.

My philosophy was and still is:

Lead me, follow me or get out of my way.

Champion Creed:

“I am not judged by the number of times I fail, but by the number of times I succeed, and the number of time I succeed is in direct proportion to the number of times I can fail and keep trying.” – Tom Hopkins

Million Dollar Secret:

“For things to change, you have to change. For things to be different, you have to be different. Before financial success can occur personal growth must occur.” – Jim Rohn

Always remember that readers are leaders and leaders are readers. Feed your mind. Be the best you can be, go for greatness and ignite your passion. As I say to you now and always, don’t be average, be a champion.

Fire Up!
Jan Ruhe

from the Masters…

On Patience

“You have to allow a certain amount of time in which you are doing nothing in order to have things occur to you, to let your mind think.” -– Mortimer Adler

“The twin killers of success are impatience and greed.” — Jim Rohn

“Adopt the pace of nature, her secret is patience.” — Ralph Waldo Emerson

“Patience is a bitter plant that produces sweet fruit.” — Charles Swindoll

On Law of Reciprocity

“You must get good at one of two things: sowing in the spring or begging in the fall.” — Jim Rohn

“Work joyfully and peacefully, knowing that right thoughts and right efforts will inevitably bring about right results.” — James Allen

“The Law of Cause and Effect is the iron law of human destiny. Thoughts are causes, and conditions are effects.” -– Brian Tracy