Articles

What you Need to Know about Whole Life Cash Value Life Insurance

Whole Life Insurance Policy Secrets
In whole life cash value policies, you have access to cash values throughout your life. These values will grow tax deferred while the policy is in force. Access to cash values up to the premiums you paid into these policies can be withdrawn, surrendered or borrowed tax-free. Loans from the …

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How Much Does Your Car Really Cost?

Have you been dreaming of a new growling truck or a silent electric car? Buying a new vehicle is a big financial decision, not just because of the sticker price on the car’s windshield, but because it will affect your finances for years to come. The first big decision to make is whether to lease …

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Do You Have A Food Budget?

One of the easiest ways to save money and help fund the important things in your life – like your retirement, a down payment on a home, and a great vacation – is to budget for regular costs each month. Without a budget, it’s easy for anyone to overspend without noticing.
One common expense that …

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When Do You Need Term Life Insurance

You may have been offered term life insurance through your work or seen commercials for life insurance on television. If you are under 30 and don’t smoke, you can probably get a $500,000 term life insurance policy for less than $25 a month.  At such a low cost, why wouldn’t you buy a policy just …

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Hidden Home Costs

Are you in the market for your first home? Congratulations! A home offers security and stability, but it can also be a big financial responsibility. If you’ve never owned a home before, you may be surprised to find out that there are many additional monthly costs associated with owning a home. When you first start …

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The 15 year vs. the 30 year home loan

The two most common types of mortgages sold today are the 15-year and 30-year mortgages. Once again, misinformation clouds the choice between these two types of mortgages. In the 15-year mortgages, people assume the shorter the loan period, the less they will have to pay. Secondly, they believe they will save interest payments. With this …

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20 Things NOT to Post to Social Media

The following was provided to us from Producers Web. This is a very important topic for this very social world. You need to be careful about what you post to social media, there are the 20 things you should not post. Your financial security could be at risk or more.
If you need help with …

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Should You Buy Life Insurance For Your Children?

Here’s the thing – insurance companies like to scare consumers into buying all sorts of different insurance products. Some of these insurance products are really important, like life insurance. Other products…not so much.
You may have heard about life insurance for children. These policies are typically inexpensive, which makes them tempting for any caring parent. …

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